Professional Liability Insurance
As an attorney, you face the probability of a malpractice lawsuit arising from errors and omissions, failure to meet client expectations, and attempts by clients to recoup financial losses. Even if unfounded, a legal defense or settlement can cause a great deal of disruption to you and your firm – reducing billable time, exposing personal assets and creating considerable financial hardship. 

Take a moment to compare your current professional liability insurance coverage to the Attorneys Advantage Program. You’ll see why attorneys have come to rely on us for nearly two decades. Apply now.

Attorneys Advantage Program Benefits: 

• Competitive coverage options
• More affordable rates
• Easier application process
• Exceptional client service
• Online application process for qualified individuals
• Team of specialists dedicated to attorneys’ professional liability issues
• Free risk management tools and online services
• And more 

The Aon Attorneys Advantage program is underwritten by Liberty Insurance Underwriters Inc. (a member company of Liberty Mutual Group) rated “A” (Excellent), by the A.M. Best Company, the insurance industry's leading independent analyst.

Ease and Convenience In about 10-15 minutes, law firms with one or two attorneys can apply online for professional liability insurance coverage and receive an immediate no-obligation premium quotation. Firms with three or four attorneys can apply online. Your application will be submitted to our underwriting specialists for review, approval and rate calculation; then you will receive a premium quotation by mail, fax or email.

An Attorneys Advantage representative will contact you within two business days regarding your coverage and rate quotation. If you currently have Liberty Insurance Underwriters Inc., professional liability insurance and would like to renew your coverage, please click here for the online renewal application.

Choice of Liability Limits
A wide range of liability limits is available to meet specific practice needs. Limits start at $100,000/$300,000 and range up to $10,000,000/$10,000,000. Coverage includes both a per claim and annual aggregate limits.

Deductibles
Attorneys Advantage offers a range of deductibles to meet your needs and budget .

Features
Disciplinary Defense - The policy provides up to $25,000 maximum per proceeding, $100,000 aggregate, for reimbursement of the insured's defense costs as necessitated at disciplinary hearings.

Prior Acts Coverage - Full coverage is available to qualified firms.

Free Nonpracticing Extended Reporting Period Coverage - provided to attorneys who retire or otherwise cease the private practice of law during the policy period.Available to qualified law firms with the Aon Attorneys Advantage program.

Title Insurance Agency Coverage - Coverage is available for legal services provided as a title agency when 100% owned and managed by covered insured.
Excess Not For Profit Directors and Officers (D&O) Liability Coverage -
Included by endorsement for attorneys serving as a director or officer of a non-profit organization.

Rates are based on the area of practice and experience of your firm.
Reduced Rate Premium Financing - Premiums can be financed now at attractive rates, offering insureds increased affordability and budgeting convenience.

RISK MANAGEMENT PROGRAM
Complimentary Quarter Hour ENewsletter – As an insured, you’ll receive a complimentary subscription to The Quarter Hour, our quarterly risk management newsletter that provides practical advice for managing risk in the legal profession.
Risk Management Hotline – As an insured, you’ll have access to a confidential hotline program linking to specialists available to consult with attorneys on risk management or professional liability issues.

Risk Management Resources Website - The Attorneys Risk Management Resources Web site, designed and maintained by the law firm of Hinshaw & Culbertson, provides Attorneys Advantage professional liability insurance policyholders access to information of interest to the legal profession. This website provides access to: Frequently Asked Questions, Recent Decisions in cases involving professional liability, Model Letters, Ethical Rules and Statutes, Firm Policy Considerations, Checklists and Self-Audits to enable you to evaluate your firm's practice management systems. When you become an Attorneys Advantage policyholder you will be given an ID and password to access this website.

Risk Management Seminar - Periodic seminars are offered at convenient locations offering an in-depth discussion of risk management techniques and claims issues.

Exemplary Service
Experienced Claims Handling - All claims are handled by an experienced professional liability claims team. Local defense counsel is provided.

Online Renewal
As an added service the Aon Attorneys Advantage program provides attorneys with online renewal. Eligible attorneys can now renew their Liberty Insurance Underwriters Inc. professional liability insurance online. Click here for the online renewal application.

Please note: the information listed above is for illustrative purposes only and is not a contract. Please remember that only the insurance policy can give actual terms, coverage amounts, conditions and exclusions. Availability of coverage, credits, discounts and rates may vary from state to state.