The Business Owners Policy is your best buy for insuring your law office. It packages together several property and liability coverages at an affordable rate compared to purchasing them individually. As your practice grows, the BOP offers a variety of optional endorsements that allow it to grow with you.
Core protections typically available in a BOP include:
- Property – Primary property coverages for your building (if owned) and business personal property, including office furnishings, equipment, and other contents, for covered causes of loss such as fire, theft, windstorm, smoke, vandalism, and others.
- Commercial General Liability – Helps protect your firm if it is held legally liable for - bodily injury, property damage, personal injury, advertising injury caused by your business operations, products, or premises.
Business income and extra expense:
Helps your firm recover from a covered loss by replacing lost income and helping cover additional expenses needed to maintain or resume operations.
Coverage availability, limits, and features vary by carrier and state. Refer to the applicable policy for complete terms, conditions, and exclusions.